THE MCIRR FEE BANK IS CLOSED UNTIL FURTHER NOTICE
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What is the MCIRR Fee Bank?
The MCIRR Fee Bank is a fund set up to make 0% interest loans to persons in need, in order to assist them with acquiring immigration status or documentation they would not otherwise be able to afford. The program first was started from a small amount of seed money gifted by the Grand Rapids Dominican Sisters, and in the past few years has grown significantly with special support from the Ann Arbor Reconstructionist Congregation and Temple Beth Emeth. Who can apply? Potential borrowers must be receiving legal representation by an MCIRR member organization. The representative organization is the Applicant, and their client is the Borrower. What costs can be covered? U.S.C.I.S. filing fees and biometrics fees may be covered. Attorneys and preparers fees are not covered. What applications can be covered? Any filing which would assist a person in maintaining, improving, or evidencing their immigration status may be covered. This may include: DACA, TPS, adjustment of status, naturalization, certificates of citizenship, employment authorization cards, U visas, and others. Non-eligible filings would include family petitions or immigrant visa fees, affidavit of support fees, and U.S.C.I.S. Immigrant Fees for persons not in the U.S. |
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How do I apply?
Talk to your legal representative and ask if they are a member organization of MCIRR and if they would be willing to help you apply for a loan from the fee bank. You and your legal representative will complete an application form and your legal representative will submit it to the MCIRR Steering Committee for a decision.
What is the maximum loan amount?
The maximum loan amount is $2,225.
How do I know how much my monthly payments will be?
Your payments will be 1/36th of the total and payable over 36 months. If you borrow $495, then your payment will be $13.75 every month for 36 months, or 3 years.
Will I have to sign a contract?
Yes. You will have to agree to repay your loan by signing a promissory note before the funds will be sent to U.S.C.I.S.
What if I cannot make a payment?
Contact your legal representative if you believe you will have problems making a payment in any given month.
Do you offer electronic billing?
Yes! We offer e-invoices through Paypal.com. There is a small charge for this service.
Do you report my payment history to the credit bureaus?
No. At this time we do not report payment history.
Talk to your legal representative and ask if they are a member organization of MCIRR and if they would be willing to help you apply for a loan from the fee bank. You and your legal representative will complete an application form and your legal representative will submit it to the MCIRR Steering Committee for a decision.
What is the maximum loan amount?
The maximum loan amount is $2,225.
How do I know how much my monthly payments will be?
Your payments will be 1/36th of the total and payable over 36 months. If you borrow $495, then your payment will be $13.75 every month for 36 months, or 3 years.
Will I have to sign a contract?
Yes. You will have to agree to repay your loan by signing a promissory note before the funds will be sent to U.S.C.I.S.
What if I cannot make a payment?
Contact your legal representative if you believe you will have problems making a payment in any given month.
Do you offer electronic billing?
Yes! We offer e-invoices through Paypal.com. There is a small charge for this service.
Do you report my payment history to the credit bureaus?
No. At this time we do not report payment history.
